Florida Auto Insurance
Florida auto insurance laws are somewhat complicated, and policies aren't cheap. Understanding car insurance in Florida is the first step toward getting the coverage that's perfect for you.
Florida is a partial no fault state. The no-fault portion of your coverage pertains to bodily injuries, meaning that in the event of an accident, each party is responsible for their own medical bills and other costs related to the injuries sustained in the accident. In turn, your right to sue the other party is limited.
Florida auto insurance laws require all drivers to carry property damage liability and personal injury protection (PIP) policies. Property damage liability covers the damage you cause to another's property, and you must carry a minimum of $10,000 in coverage.PIP covers your injury-related expenses, regardless of who was at fault in the accident. Covered benefits include some compensation for necessary medical expenses, lost wages, lost services, and funeral expenses. $10,000 worth of PIP is required, although you may be able to increase your benefits by purchasing more. Some drivers may choose to decrease their premium by applying a deductible to the coverage or by excluding the loss of wages benefit. These are just a few reasons why we help provide you with auto insurance quotes comparisons florida.
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